We assist Sellers, Buyers, & Tenants around Metro Atlanta. Enjoy our latest edition of Luxury Living in Atlanta!

Luxury Living in Atlanta
Autumn 2014

Volume 2, Issue 5
Happy Veterans Day - November 11

Welcome to our new subscribers since last issue!  Thank you for forwarding the Newsletter to your friends. :)

OUR FEATURED LISTING                                                 

2754 Wildflower Lane
Snellville, GA (
6062 Mountain Ridge Cir, Sugar Hill, GA
Spacious split-level home with deck on large lot.  The backyard is perfect for entertaining. Popular "Eastmont" community in Snellville, GA. Shiloh schools.  Take a Virtual Tour.

IMMACULATE NEW HUD DEAL!                                       

4620 Amy Rd, Snellville, GA - $82,400
Just Listed In Popular Norris Lake Community
Deals like this don't come around often! 3 bedroom/2 bath ranch style home in absolutely great condition. Located in popular Norris Lake community.
Interior features include large fireside family room, dining area, bright kitchen with white cabinets, and laundry room. All bedrooms are spacious, especially the master bedroom with its own full bath and private deck access. Outside features include a large back yard with a storage building and wood decks on front, side and rear of home.
Check it out today! It definitely won't last long.
Call us to schedule a tour or place a bid. 678.757.5364

Click the following link to view the Listing:


Want a list of more HUD homes like this one? Sign up here.

AUGUST 2014:  Did You Know?                                          
Homebuying Benefits for Veterans
VA home loans open the door to unbeatable benefits for service members that they couldn't get with FHA or conventional mortgage options. 

3  signature benefits of the VA Home Loan program include:
✔ No Down Payment
✔ No Private Mortgage Insurance
✔ Competitive Interest Rates 
Homebuying Benefits for Veterans

EXCITING HOLIDAY DISCOUNT !!                                                
Stained Glass
Windows & Art
Mention Elegance Realty and
Take 10% off Your First Order!
Contact Christine Montague
Phone: (860) 776-6479
Email:  cmontague37@gmail.com

CREDIT SCORE TIPS                                                         

Credit Card Fraud and Identity Theft Are Scarier than Halloween

Credit Card Fraud and Identity Theft Are Scarier than Halloween

The string of big retail stores reporting customer data breaches this year from Target at the end of 2013 to Home Depot just last month make it frighteningly obvious that theft of personal and financial data is a real threat to each of us. While using cash from now on may sound like a great idea to avoid data theft, the fact is credit cards remain one of the most secure ways to shop. Here's why:
Credit card companies have your back.
The large financial institutions that issue credit cards have advanced technology for unmasking fraud. Visa®, for instance, uses best-in-class systems for their cardholders including personal shopper profiles to detect fraud in real time while the purchase is taking place.
Credit card accounts can act as a money management tool.
Your credit card statement acts as a master receipt to help you keep track of purchases and payments. Credit card transactions are posted daily. Frequent review of your online account will help you spot any purchases that you didn't make. Report suspicious transactions to your credit card issuing company right away.
Credit cards offer better protection than debit cards.
Almost all credit card financial institutions protect you against fraudulent use of your card, including your OpenSky Visa card's Zero Liability policy that protects against unauthorized use of your card or card number, in store or on-line. As for debit cards, since they are linked to checking accounts, using a debit card for purchases allows merchants to take cash out immediately. While your debit card bank may offer protection against unauthorized withdrawal, you can still be without access to your bank account funds for a period of time until your fraud claim is settled.
Credit reports can serve as a monitoring tool.
Credit cards are directly tied to your credit report, so look to credit reports to help you monitor fraudulent or incorrect charges. For your security, check the reports from all three major credit bureaus at least yearly for unauthorized use of personal information such as your address, social security number and/or credit card account numbers to make sure that your good credit and reputation aren't at risk.
While credit cards prove to be one one of the most secure ways to shop, remember, frequent monitoring is the way to nip any breach in the bud.

CREDIT SCORE TIPS                                                       

How to Make Online Shopping a Safer Experience

Shopping online is convenient and a common activity for most people. But take care to be aware of the websites you visit and the information you give out. Reduce your risk of being a victim of fraud by following best practices for online shopping. 
Stay in charge with these tips.

Program Benefits                                                 
RxCut® Plus

Take Control of your healthcare costs today with RxCut® Plus!
Prescription Savings: The RxCut® Plus Card provides FREE access to savings up to 75% on your medications. RxCut® Plus cardholders with or without prescription coverage can take their card to a participating pharmacy and receive immediate savings on their medication. There is no enrollment, application or expiration. The card is accepted at over 54,000 pharmacies across the US and Puerto Rico including all major chains and most independent pharmacies. 
  • The Equalizer in Healthcare
  • No enrollment fees
  • Everyone qualifies
  • All cards are active
  • Unlimited uses
  • Never expires
  • Works for pet medications
  • No personal information needed
  • Works for all FDA approved medications needing a prescription
  • Share your card or print one for your family, friends, co-workers and your community
  • Support our Non-Profit 501(c)(3) organization, Vivid Voices of Africa
  • Print your card(s) now!
  • Or call for more information, or for pre-printed glossy cards  (678-757-5364)



Atlanta Real Estate
Lawrenceville, GA 30045

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Whether you're ready to relocate across town or across the country, sell your primary or investment home, or buy your first home, upgrade, downsize, or buy an investment property, I'm here to help you reach your goals.  You can rely on us to help you plan effectively and confidently.


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Elegance Realty is a full service Real Estate firm located in Metro Atlanta.
Licensed in GA, NY, SC, TN
SFR®, CFIS®, SFH-201®


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